Overdraft Protection
Automatic Account Transfers
Keep your account covered without the stress.- How it works: If your checking balance falls short we'll automatically transfer funds from your linked savings or secondary checking account in $50.00 increments to cover the difference.
- The Cost: Just a flat $4.00 daily fee, no matter how many automatic transfers happen in a single day. Fee may be waived with relationship pricing perks.
- Get Started: Must sign up to activate this overdraft protection.
Ready Reserve
A safety net for you checking account. If you ever overdraw, this small, built-in line of credit automatically deposits the funds you need to prevent overdrafts.
- How it works: you will only pay interest on the amount you borrow.
- Repayment: Enjoy the flexibility of making convenient monthly payments until your balance is paid off.
- The Cost: Annual fee of $10.00
- Get started: Apply with an Alliance Bank lender to get approved for this overdraft protection. Subject to approval