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At Alliance Bank, the basis
of each customer relationship, many of which span generations, is trust. You have chosen to do business with
us, and we are obligated to honor that relationship with great care, beginning
with the information you have chosen to share with us. We believe that your privacy should
not be compromised. At the same
time, we want to offer you the array of financial products and services you
need to accomplish your financial goals. We believe we can do both through the privacy policy
outlined below. OUR CUSTOMER’S EXPECTATION
OF PRIVACY: We believe the
confidentiality and protection of customer information is one of our most
fundamental responsibilities.
While information is critical to providing quality service, we
recognize that one of our most important assets is our customers’ trust. Thus, the safekeeping of customer
information is a priority for Alliance Bank. Restrictions On The Disclosure Of Account Information When it comes to sharing
customer or former customer information with unaffiliated companies, Alliance
Bank places strict limits on who receives specific information about customer
accounts or other personally identifiable data. Alliance Bank may share information with such companies if
they provide a product or service that may benefit our customers. Whenever we do this, we carefully
review the company and the product or service to make sure that it provides
value to our customers. We share
the minimum amount of information necessary for that company to offer its
product or service. We share
information with unaffiliated companies when: v
They assist us in
providing our products and services to our customers v
In the normal course of
our business (for example, with consumer reporting agencies and government
agencies) v
It is legally required
or permitted by law in connection with fraud investigations and litigation v
In connection with
acquisitions and sales v
At the request or with
the permission of our customer or former customer. v
They perform marketing services
on our behalf, or to other financial institutions with which we have joint
marketing agreements such as our checking account Econo Check program. PROTECTION OF INFORMATION: We safeguard information according to
established security standards and procedures, and we continually assess new
technology for protecting information.
Our employees are trained and periodically reminded to understand and
comply with these confidentiality concerns. Visitors to the Alliance
Bank’s Web site remain anonymous.
We do not collect identifying information about visitors to our
site. We may use standard
software to collect non-identifying information about our visitors, such as: v
Date and time our site
was accessed v
IP Address (A numeric
address given to servers connected to the Internet) v
Web browser used v
City, State and
Country The bank uses this
information to create summary statistics and to determine the level of
interest in information available on our site. Value Of Our Information Practices We collect, retain and use
information about you only where we reasonably believe that it will help
administer our business or provide products, services and other opportunities
to you. We collect and retain
information about you only for specific business purposes---and we will tell
you why we are collecting and retaining it upon your request. We use information to protect and
administer your records, accounts and funds; to comply with certain laws and
regulations; to help us design or improve our products and services; and to
understand your financial needs so that we can provide you with quality
products and superior service.
We collect nonpublic personal information about you from the following
sources: v
Information we receive
from you on applications or other forms v
Information about your
transactions with us, our affiliates, or others v
Information we receive
from a consumer reporting agency LIMITATIONS ON EMPLOYEE
ACCESS TO ACCUMULATED INFORMATION:
We restrict access to nonpublic personal information about you to bank
employees who need to know that information to provide products or services
to you. We maintain physical,
electronic and procedural safeguards that comply with federal standards to
guard your nonpublic personal information. Maintaining Customer Privacy In Third Party Business
Relationships When Alliance Bank conducts
business with third parties, it requires its vendors and suppliers to
maintain similar standards of conduct regarding the privacy of personally
identifiable customer information provided to them. PROVIDING PRIVACY
INFORMATION: Alliance Bank
recognizes and respects the privacy expectations of our customers. We want our customers to understand
our commitment to privacy in our use of customer information. As a result of our commitment, we
have developed these Privacy Principles, which are readily available to our
customers. Notify Us Of Inaccurate Information We Report to
Consumer Reporting Agencies. Please notify us if we report any inaccurate
information about your account(s) to a consumer-reporting agency. Your written notice describing the
specific inaccuracy(ies) should be sent to us at the following address: ALLIANCE BANK P.O. BOX 187 MONDOVI,
WI 54755-0187
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